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Because even minor traffic accidents can cause big problems in certain circumstances, it's important to follow certain procedures if you should find yourself involved in any kind of accident involving yourself and another driver. These procedures will help to provide you with the documentation that you may need in order to protect yourself in the event that the other driver decides to take legal action against you, and it will also provide you with a basis for pursuing a case yourself if your vehicle sustains significant damage or if your injuries prevent you from doing your job. Your insurance company will also need to have as much available information as possible. Following are four things that you should do as soon as possible if you become involved involved in a motor vehicle accident.
Seek Medical Attention
Although this one seems like a no brainer, many people actually get so caught up in trying to figure out who is at fault in the aftermath of an accident that they overlook the fact that they or someone else may require medical attention. The firs thing that you should do is to make certain that anyone who appears injured gets the attention that he or she needs.
Only Discuss the Facts
Resist the urge to place or accept blame even when not directly talking with the driver of the other vehicle, even if you are simply discussing the matter with another passenger in your car. Stick with the facts only, and don't allow yourself to be coerced into admitting fault. Although it will be necessary for you to discuss the details of the accident with the police offers after the arrive on the scene, simply state what happened as clearly and accurately as possible. The next person that you should discuss the accident with should be your insurance agent.
Exchange Information With the Other Driver
You will also need to exchange accurate contact information with the driver of the other vehicle. Many people simply forget to this because of the stress and confusion that can occur during the aftermath of a car accident. You will need to provide the other person with your full name, address, telephone number, and insurance information and should get the same information in return. You should also write down the make, model and license plate number of the other vehicle, but be sure to get the vehicle identification number (VIN) as well. the majority of insurance companies identify the cars that they insure by the VIN rather than by the license plate number. Also, you should try to get the names and numbers of anyone who witnessed the accident in case legal ramifications result.
File an Accident Report
It's important to file an accident report even if the accident is minor. Most states allows 72 hour grace period between the actual time of the accident and the time of the report, but it's in your best interests to file as soon as possible -- ideally, before leaving the scene. If that isn't possible, file a report with the police as soon as you can. The details will be fresher in your mind that way. If the severity of the accident has resulted n a police officer arriving on the scene, the officer in charge will automatically file a report.
Contact a Qualified Car Accident Lawyer
Some injuries aren't noticeable right away. Even if it wasn't necessary for you to seek medical attention immediately after the accident, it is still possible for injuries to become apparent at a later date. If this happens and begins to affect your job performance or results in you experiencing physical pain, the services of a good lawyer from a firm like Gibbs and Parnell may be able to help you gain restitution.
Keeping a written checklist in your glove compartment can provide you with an excellent guideline of what to do if you become involved in a car accident -- having something to refer to will help take the edge off of the stress that occurs during these types of situations.
Share26 December 2014
